Fetch Basic Details for Loan
GET Basic Loan Details for Loan Id
This Synofin API retrieves all the essential loan information using this Loan Viewer API using Loan Id.
URL: {{base_url}}/loan-management/v1/getBasicLoanDetails
Run in Postman: GET Loan Basic Details
Request:
| Key | Data Type | Description | Validations | Default Value | Required |
| loanId | Integer | Unique identity constraint | N/A | - | Yes |
Response:
Success: 200 OK
Schema
| Attribute |
Type | Description | Mandatory | |
| response |
String | Internal status code that denotes the status of request | Yes | |
| data |
Object Data |
Object | Response Object for the given inputs | Yes |
|
dpd |
Integer | No of Day Past Due for the Loan | Yes | |
|
|
String | Applicant Email Address | Yes | |
|
address |
String | Applicants Complete Address | Yes | |
|
tenure |
Integer | Loan Tenure or Loan period |
Yes |
|
|
foir |
Double | Fixed Obligation to Income Ratio (FOIR) is the eligibility of the applicant | Yes | |
|
source_application_number |
String | Unique loan identity received from the source | Yes | |
|
dealer_id |
integer | Unique Id constraint for Asset dealer | Yes | |
|
loan_application_id |
String | Unique Loan identification for the clients | Yes | |
|
interest_rate |
Double | Applied interest rate for the loan | Yes | |
|
original_tenure |
integer | Initial tenure for the loan | Yes | |
|
ltv_ratio |
Interger | Loan to Value or loan against Collateral | Yes | |
|
loan_amount |
Interger | Loan Amount that is issued | Yes | |
|
loan_tenure |
Interger | Loan Tenure or the Loan duration | Yes | |
|
installments_paid |
Interger | Number The installment that are paid for by the customer | Yes | |
|
loan_marking |
Loan tag if applicable | Yes | ||
|
installment_amount |
Interger | Yes | ||
|
principal_outstanding |
Interger | Yes | ||
|
customer_name |
String | Yes | ||
|
phone_no |
Interger | Yes | ||
|
is_whatsapp_no |
Interger | Yes | ||
|
advance_installment_count |
Interger | Advance Installment paid by the customer | Yes | |
|
advance_installment_amount |
Interger | Yes | ||
|
total_overdue |
Interger | Yes | ||
|
emi_due |
Interger | Yes | ||
|
other_charges |
Interger | Yes | ||
|
disbursed_by |
String | Yes | ||
|
source_application_identifier |
String | Yes | ||
|
product |
String | Yes | ||
|
scheme |
String | Yes | ||
|
loan_type |
String | Yes | ||
|
loan_application_number |
String | |||
|
balance_principal |
||||
|
interest_rate_monthly |
||||
|
no_of_disbursement |
||||
|
customer_id |
||||
|
lending_rate |
Rate of Interest against loan | |||
|
scheme_lending_rate |
||||
|
emi_amount |
||||
|
utilized_limit |
Limit utilized by the client against sanctioned amount | |||
|
dsa_name |
||||
|
unrealized_limit_amount |
Limit that is not initiated | |||
|
applied_amount |
||||
|
branch_manager |
||||
|
sourcing_channel |
||||
|
risk_category |
||||
|
sourcing_channel_type |
||||
|
pd_location |
Applicant location for the asset classification | |||
|
account_classification |
||||
|
drawing_power |
||||
|
lien_mark |
The borrower has permitted the lender to do so in accordance with the recovery of money associated with the mutual fund. | |||
|
lien_amount |
Locked or frozen amount available in your account that is not accessible for a specific time frame | |||
|
tos |
||||
|
debit_freeze |
||||
|
total_freeze |
||||
|
pemi_count |
||||
|
loan_net_worth |
||||
|
start_principle_recovery |
||||
|
caf_number |
Customer application form number | |||
|
no_of_cheque_bounce |
||||
|
dealer_code |
||||
|
advance_interest |
||||
|
advance_emi |
||||
|
advance_emi_payment_mode |
||||
|
advance_interest_payment_mode |
||||
|
total_moratorium_count |
||||
|
next_emi_amount |
||||
|
grace_period |
||||
|
delinquency |
||||
|
moratorium_period |
||||
|
advance_amount_recovery_type |
||||
|
total_nach_bounce_count |
||||
|
total_count_of_repayment |
||||
|
whatsapp_no |
||||
|
aggregated_ltv |
||||
|
overline_amount |
||||
|
total_number_of_bounce_count |
||||
|
moratorium_type |
||||
|
moratorium_months |
||||
|
loan_purpose |
||||
|
account_type |
||||
|
remarks |
||||
|
customer_branch |
||||
|
customer_profile |
||||
|
disbursal_status |
||||
|
sourcing_rm |
||||
|
loan_status |
||||
|
credit_manager |
||||
|
sourcing_branch |
||||
|
disbursal_date |
||||
|
maturity_date |
||||
|
asset_classification |
||||
|
tenure_convention |
||||
|
interest_start_date |
||||
|
repayment_start_date |
||||
|
repayment_mode |
||||
|
disbursed_start_date |
||||
|
disbursed_final_date |
||||
|
agreement_date |
||||
|
string_interest_rate |
||||
|
string_interest_rate_monthly |
||||
|
rate_type |
||||
|
total_limit |
||||
|
remaining_limit |
||||
|
login_date |
||||
|
total_due_amount |
||||
|
irr |
||||
|
balance_tenure |
||||
|
recovery_type |
||||
|
recovery_sub_type |
||||
|
relationship_with_applicant |
||||
|
customer_nationality |
||||
|
segement |
||||
|
offer_amount |
||||
|
partial_tenure |
||||
|
subvention_amount |
||||
|
over_line |
||||
|
partner |
||||
|
subvention_tax_amount |
||||
|
subvention_type |
||||
|
state_head |
||||
|
branch_hierarcy |
||||
|
cost_of_asset |
||||
|
product_type |
||||
|
customer_irr |
||||
|
over_due |
Double | Overdue amount for the loan if applied | Yes | |
|
sourcing_rm_name |
String | Full Namr of the Sourcing Regional Manager | Yes | |
|
sourcing_supervisor |
String | Full name of the Sourcing Supervisor | Yes | |
|
cancellation_date |
Date | Loan cancellation date | Yes | |
|
loan_closure_date |
Date | Loan Closing date | Yes | |
|
dpd_effective_date |
Date |
Date starting for DPD | ||
|
agreed_amount |
Double | Loan Sanction amount | Yes | |
| error |
Object | Internal error object for the given inputs | No | |
Body
{
"response": true,
"data": {
"dpd": 0,
"email": "string",
"address": "string",
"tenure": 0,
"foir": 0,
"source_application_number": "string",
"dealer_id": null,
"loan_application_id": 0,
"interest_rate": 0,
"original_tenure": 0,
"ltv_ratio": 0,
"loan_amount": 0,
"loan_tenure": 0,
"installments_paid": 0,
"loan_marking": [],
"installment_amount": 0,
"principal_outstanding": 0,
"customer_name": "string",
"phone_no": "string",
"is_whatsapp_no": null,
"advance_installment_count": 0,
"advance_installment_amount": 0,
"total_overdue": 0,
"emi_due": 0,
"other_charges": 0,
"disbursed_by": null,
"source_application_identifier": null,
"product": "string",
"scheme": "string",
"loan_type": null,
"loan_application_number": "string",
"balance_principal": 0,
"interest_rate_monthly": null,
"no_of_disbursement": 0,
"customer_id": 0,
"lending_rate": null,
"scheme_lending_rate": null,
"emi_amount": 0,
"utilized_limit": 0,
"dsa_name": null,
"unrealized_limit_amount": null,
"applied_amount": null,
"branch_manager": "",
"sourcing_channel": null,
"risk_category": null,
"sourcing_channel_type": null,
"pd_location": null,
"account_classification": "",
"drawing_power": 0,
"lien_mark": "string",
"lien_amount": 0,
"tos": 0,
"debit_freeze": "No",
"total_freeze": "No",
"pemi_count": 0,
"loan_net_worth": null,
"start_principle_recovery": true,
"caf_number": null,
"no_of_cheque_bounce": 0,
"dealer_code": null,
"advance_interest": null,
"advance_emi": null,
"advance_emi_payment_mode": null,
"advance_interest_payment_mode": null,
"total_moratorium_count": 0,
"next_emi_amount": null,
"grace_period": null,
"delinquency": null,
"moratorium_period": null,
"advance_amount_recovery_type": null,
"total_nach_bounce_count": 0,
"total_count_of_repayment": 0,
"whatsapp_no": null,
"aggregated_ltv": null,
"overline_amount": 0,
"total_number_of_bounce_count": 0,
"moratorium_type": null,
"moratorium_months": null,
"loan_purpose": null,
"account_type": null,
"remarks": null,
"customer_branch": null,
"customer_profile": "",
"disbursal_status": "string",
"sourcing_rm": null,
"loan_status": "string",
"credit_manager": null,
"sourcing_branch": "string",
"disbursal_date": "dd/MM/yyyy",
"maturity_date": "dd/MM/yyyy",
"asset_classification": null,
"tenure_convention": null,
"interest_start_date": "dd/MM/yyyy",
"repayment_start_date": "dd/MM/yyyy",
"repayment_mode": "DRE",
"disbursed_start_date": "dd/MM/yyyy",
"disbursed_final_date": "dd/MM/yyyy",
"agreement_date": "dd/MM/yyyy",
"string_interest_rate": "String",
"string_interest_rate_monthly": "string",
"rate_type": null,
"total_limit": null,
"remaining_limit": 0,
"login_date": null,
"total_due_amount": 0,
"irr": 0,
"balance_tenure": 0,
"recovery_type": null,
"recovery_sub_type": "0",
"relationship_with_applicant": null,
"customer_nationality": null,
"segement": null,
"offer_amount": null,
"partial_tenure": null,
"subvention_amount": null,
"over_line": null,
"partner": null,
"subvention_tax_amount": null,
"subvention_type": null,
"state_head": "",
"branch_hierarcy": null,
"cost_of_asset": 0,
"product_type": "string",
"customer_irr": 0,
"over_due": null,
"sourcing_rm_name": null,
"sourcing_supervisor": null,
"cancellation_date": null,
"loan_closure_date": "dd/MM/yyyy",
"dpd_effective_date": null,
"agreed_amount": 0
},
"error": null
}Status Code: 400 BAD REQUEST
Schema
| Attribute |
Type | Description | Mandatory | |
| response |
String | Internal status code that denotes the status of request | Yes | |
| data |
Object | Response Object for the given inputs | No | |
| error | Object Data | Object | Internal error object for the given inputs | Yes |
| code | integer | Internal error code for API | Yes | |
| text | String | Error message for the API | No | |
| detail | String | Reason / Detail for the cause of error | No | |
Body
Expected messages as per Status API :
| Error Code | Description |
| 107001 | An Exception occurred in saving data |
{
"response": false,
"data": null,
"error": {
"code": 0,
"text": "string",
"detail": "string"
}
}
Unauthorized: 401
Note: If the API is not authorized with the Token or if the authorization token has expired, this error is going to show up.
Body
{
"code": 401,
"message": "auth fail, you can retry!"
}