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Loan Action : Tranche Disbursal

Tranche Disbursal

Screenshot 2023-04-22 at 4.21.26 AM.png

The Synofin API's Loan Tranche Disbursal Action is linked to various closure that a user may initiate in accordance with their requirements. This feature involves different step which are :

  1. Retrieving Cancellation (Tranche Disbursal)
  2. Retrieving Data for Loan Action (Tranche Disbursal)
  3. Saving / Initiation Request for Loan Action (Tranche Disbursal)
  4. Approving / Rejection Service Request for Loan Action (Tranche Disbursal)




GET Tranche Disbursal

This API is used for retrieving all the Tranche Disbursal details for the specified Loan Id. 

URL: {{base_url}}/loan-management/v1/service-request/status

Request
Request Type: GET
Authorization: Bearer Token
Query Parameter
Key Data Type Value
request* String Fixed = disbursal
loanId* Integer -
* required Param

Response: 200

{
    "response": true,
    "data": true,
    "error": null
}



Fetch Data for Tranche Disbursal

Upon fetching the SynoFin API. The user can choose the Tranche Disbursal they must carry out in order to fulfil their demand at this point. 
Consequently, we use following APIs to retrieve the Data for the selected Tranche Disbursal for the specified Loan Id.

  1. Data for Loan Action Tranche Disbursal
  2. Master data for Tranche Disbursal

POST Data For Loan Action

To obtain data for Tranche Disbursal, utilise this API.

URL: {{base_url}}/loan-modification/v1/service-request/getDataForLoanActions

Request Type: POST
Authorization: Bearer Token

Query Parameter
No parameter

Loan Actions - Tranche Disbursal

Request Body

Response: 200

Tranche Disbursal

{
    "loan_id": "integer",
    "request_id": "tranche_disbursal"
}

{
   "response": true,
   "data": {
      "loan_application_number": "string",
      "loan_application_id": null,
      "start_principle_recovery": false,
      "disbursal_status": null,
      "disbursal_date": "2023-04-14T18:30:00.000+00:00",
      "disbursal_date_string": "15-04-2023",
      "repayment_start_date": null,
      "disbursed_by": null,
      "disbursed_amount": 0,
      "remarks": null,
      "disbursal_number": "0",
      "net_disbursal_amount": null,
      "tenure_extend": false,
      "start_installment_continue": false,
      "status": null,
      "enhanced_amount": null,
      "reduced_amount": null,
      "sanctioned_amount": 0,
      "adjusted_amount": null,
      "disbursal_type": null,
      "payment_amount": null,
      "rate": null,
      "disbursal_breakup": null,
      "start_principle_recovery_string": "string",
      "tenure_extend_string": "string",
      "curtail_bool": false,
      "curtail": "string",
      "disbursal_amount": null,
      "charge_list": []
   },
   "error": null
}


Tranche Cancellation

{
    "loan_id": "integer",
    "request_id": "tranche_cancellation"
}

{
    "response": true,
    "data": {
        "tranche_cancellation": [],
        "tranche_cancellation_date": "2023-04-15"
    },
    "error": null
}

POST Master Data for Tranche Disbursal

To obtain Master data for Tranche Disbursal, utilise this API.

URL: {{base_url}}/loan-management/v1/getMasterType

Request Type: POST
Authorization: Bearer Token

Query Parameter
No parameter

Loan Actions - Tranche Disbursal

Request -

Request Body

Response: 200

Tranche Disbursal

[
    {
        "type": "disbursal_status"
    },
    {
        "type": "receivable_charge"
    }
]

{
   "response": true,
   "data": [
      {
         "disbursal_status": {},
         "receivable_charge": {}
      }
   ],
   "error": null
}


Tranche Cancellation

[ ]

{
    "response": true,
    "data": [
        {}
    ],
    "error": null
}



Saving / Initiation Request for Loan Action (Tranche Disbursal)

These are the APIs that are used to save loan Tranche Disbursal or initiate service requests initiated by maker so that the checker can review them and then determine what they want to accomplish and either Approve or Reject the Request.

Consequently, we use following APIs to save or intiated the Loan Tranche Disbursal for the selected Tranche Disbursal for the specified Loan Id.

POST Save Service Request

To save data for Tranche Disbursal, utilise this API.

URL: {{base_url}}/loan-modification/v1/service-request/save

Request Type: POST
Authorization: Bearer Token

Query Parameter
No parameter

Loan Actions - Tranche Disbursal

Request Body

Response: 200

Tranche Disbursal

{
   "service_request_type": "tranche_disbursal",
   "service_request_subtype": "0",
   "loan_id": "0",
   "request_data": {
      "loan_application_number": "string",
      "disbursal_date_string": "2023-04-15",
      "sanctioned_amount": 0,
      "disbursed_amount": 0,
      "disbursal_status": "fully_disbursed",
      "disbursal_amount": "0",
      "disbursal_number": "0",
      "net_disbursal_amount": "",
      "adjusted_amount": "",
      "start_principle_recovery_string": "No",
      "curtail": "No",
      "tenure_extend_string": "No",
      "disbursal_breakup": [],
      "disbural_charges": "",
      "repayment_schedule_table": "",
      "remarks": "",
      "transaction_date": "2023-04-15"
   },
   "service_request_id": ""
}

{
    "response": true,
    "data": {
        "result": null,
        "service_request_id": 0
    },
    "error": null
}


Tranche Cancellation

{
   "service_request_type": "tranche_cancellation",
   "service_request_subtype": "0",
   "loan_id": "0",
   "request_data": {
      "tranche_cancellation_details": "",
      "remarks": "",
      "transaction_date": "2023-04-15"
   },
   "service_request_id": ""
}

{
    "response": true,
    "data": {
        "result": null,
        "service_request_id": 0
    },
    "error": null
}




Request Approval / Rejection 

The request must now be approved at the Request page, where users may examine requests and take action.

SynoFin - Request