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Update NACH details for Loan

POST Nach-details-update

This is the Loan Modification API used to update the Loans' NACH details.

To update Nach Details, the first step is to get Data using the following API: Loan Action: Get Data Loan Actions
with request_id key as 'umrn_update' to fetch nach_details data and use in the below API.

API URL: {{base_url}}/loan-modification/v1/service-request/save

Request
Request Type: POST
Authorization: Bearer Token

Query Parameter
No Parameter


Request Body:

Body 
{
    "service_request_type": "umrn_update",
    "service_request_subtype": "2",
    "service_type": "",
    "loan_id": "270",
    "request_data": {
        "nach_detail": [
            {
                "customers": null,
                "lan": null,
                "ifsc": "HDFC0000225",
                "umrn": "HDFC7011508241018193",
                "bank_account": "18691130013662",
                "cms": null,
                "remarks": null,
                "is_hold": null,
                "nach_type": "auto_debit",
                "verification_status": null,
                "start_date": null,
                "maximum_amount": null,
                "frequency": null,
                "repayment_contribution": 0,
                "consumer_reference": null,
                "customer_name": "GAURAV SALOOJA",
                "expiry_date": null,
                "contribution_basis_type": "installment",
                "nach_id": 12,
                "customer_id": 265,
                "bank_id": 277,
                "loan_id": null,
                "is_active": true,
                "mandate_cap_amount": null,
                "mandate_effective_date": null,
                "maximum_installment_amount": null,
                "mandate_expiry_date": null,
                "mandate_id": null,
                "creation_date": null,
                "transaction_id": 38962
            }
        ],
        "customers": 265,
        "customer_name": "GAURAV SALOOJA",
        "bank_account": "18691130013662",
        "nach_type": "ecs",
        "umrn": "HDFC7011508241018195",
        "ifsc_number": "HDFC0000227",
        "bank_name": "HDFC_Bank",
        "bank_address": "56,RAJPUR ROAD ,DEHRADUN, UTTARAKHAND, 248001",
        "payment_bank": "12313",
        "amount_cap": "10000",
        "start_date": "2024-09-10",
        "expiry_date": "2024-12-30",
        "mandate_frequency_type": "monthly",
        "contribution_basis_type": "installment",
        "repayment_contribution": 99,
        "consumer_reference": "8328323922",
        "mandate_verification_status_type": "initiated",
        "is_active": false,
        "hold_reasons": "TestReasons",
        "remarks": "TestRemarks",
        "number_of_instruments": 1,
        "transaction_date": "2024-09-11"
    },
    "service_request_id": ""
}


Response: 200
Body 
{
    "response": true,
    "data": {
        "result": null,
        "status": "initiated",
        "service_request_id": 59,
        "unique_transaction_number": null,
        "transaction_id": 39045
    },
    "error": null,
    "timestamp": "2024-09-13T08:13:50.874+00:00"
}
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